Recently I had the pleasure of spending time with dear clients who I have been working collaboratively with for the past 20 years. Wow, 20 years where has the time gone. By way of background, when I first met them, they were your average types. Lovely people doing their best in what was a busy world, to build a life, raise a family and if possible build a decent nest egg so that they could one day enjoy the fruits of their labour. What struck me most about these clients was their humility, they simply just got on with the job of doing. Sure they played important roles but never once did they let this get in the way of their value set.