A natural communicator with a curious mind, he brings commercial smarts and an entrepreneurial edge to everything he does. As a devoted husband, proud father of three, and committed mentor, he’s passionate about helping others create a better world - both personally and professionally.

Outside of work, you’ll find him in the kitchen, exploring new destinations, or carving up the slopes on a perfect bluebird day. He loves nothing more than sharing great food, wine, and a fine single malt with family and friends. A proud Liverpool FC tragic and keen student of history and politics, he’s always up for a lively debate.

With a sharp eye for detail and a passion for investing, he brings calm, considered thinking to every challenge. A loving husband, proud father of two, and dedicated soup kitchen volunteer, he’s driven by a genuine desire to help others and make a difference.

Outside the office, he’s a foodie, an avid traveller, and always on the move - whether it’s skiing, fishing, or cheering on Liverpool FC and North Melbourne. His perfect day? Good food, great company, and staying active.

A thoughtful listener who speaks with intent. He brings a rare combination of expertise across both tax and wealth - offering clients advice that’s grounded, clear, and fit for purpose. A devoted husband, proud father of one, and the go-to family adviser, he’s as trusted at home as he is in business.

Off-duty, you’ll find him on the greens as a State Representative lawn bowler and coach at Essendon Bowls Club. A passionate Geelong supporter and horse racing enthusiast, he also appreciates fine wine, good whiskey, and a conversation that goes beyond small talk.

With more than 20 years in financial advice, Lisa brings deep expertise across pre- and post-retirement planning, along with recognised strength in aged care. She’s thoughtful, meticulous, and genuinely committed to helping clients achieve the right outcomes, while also helping lift the standard of advice and client experience around her.

Before financial planning, Lisa spent 15 years in the fitness industry, and she still loves keeping active. Outside of work, you’ll find her dancing, enjoying a good book or indulging in the arts and toasting a good Malbec.

With a country charm and a knack for well-timed humour, Pat leads our Lifestyle and Care division, known for his technical expertise and genuine passion for helping others. A devoted husband and proud father of two, he’s all about supporting families - at work and at home.

A true sports lover, Pat spends his time catching up with family and friends and staying deeply involved in community sport, cheering on his kids in football, cricket, and netball. His connection to community is as strong as his commitment to his clients.

Mel thrives on finding smarter, faster ways to get things done. As a senior member of our Associate Adviser team, she’s a natural problem solver who loves streamlining systems and driving efficiency - making life easier for clients and the team alike. A loving wife and proud mum of two amazing girls, family is always at the heart of what she does.

Outdoors is her happy place, whether it’s camping trips or cheering on her favourite rugby union teams. A proud South African, Mel’s heritage comes with a charming accent - and plenty of good stories.

As one of the newest members of the team, he’s working hard to build his expertise while bringing fresh energy and a genuine passion for helping clients. Well read and thoughtful, he is driven by the positive impact good advice can make.

Outside of work, he’s a sports tragic - spending weekends playing local footy and loyally backing his beloved Essendon. When it’s time to unwind, he’s in the kitchen, perfecting the art of the ultimate souvlaki.

What started as an accounting role has grown into managing the full spectrum of business operations - a testament to her capability, efficiency, and get-it-done attitude. A loving partner, she brings care and attention to everything she does, whether it’s work, family, or life in general.

Away from the office, she enjoys slow weekends, quality time with loved ones, and discovering new places whenever she gets the chance.

As the first face you’ll see (and often the warmest welcome you’ll get), she’s passionate about helping people and making a genuine difference. A devoted wife and proud mum of one, she brings care, energy, and positivity to everything she does.

Married to Anthony Flapper - though very much a bowls talent in her own right - she loves great food, good company, and a good laugh shared with family and friends.

A team player through and through, Ramesh thrives on rolling up his sleeves and getting the job done. The quiet engine room of the operation, he’s the one making sure everything runs smoothly behind the scenes so others can take the spotlight. Reliable, resourceful, and relentlessly committed, he takes pride in making the whole team look good.

Outside of work, Ramesh is a devoted husband and proud dad to a daughter he absolutely adores. A cricket tragic and lover of multi-day hikes, he’s equally at home with bat and ball, or trekking through rugged landscapes.

Are you the next Innate Wealth Associate? Join an energetic, friendly, challenging and rewarding firm. Get in touch, we would love to hear from you.